About BSLR
Balsamo, Stewart, Lutters & Ruth, P.A. is a certified public accounting firm that has been a part of Harford County for 15 years. Combined, our partners have years of experience that far exceed that in a variety of disciplines.
About the firm
We are client-oriented and can customize our services to fit your accounting and tax needs.
Assurance, accounting and bookkeeping services, QuickBooks setup, training and consulting, payroll processing, tax services, estate, trust and gift tax consulting planning and preparation services are among our various offerings.

Shareholders
With the ever-changing tax laws, it's more important than ever to hire a CPA to ensure you are compliant and avoid costly penalties.
Contact BSLR today for all your tax needs.
Complete List of Services
Business taxes
We calculate, collect, and report taxes for your business.
Accounting/Bookkeeping
We record, classify, and summarize financial transactions to provide a picture of you company's financial position.
Financial statements
We create reports that provide information on a company's financial position, performance, and cash flows.
QuickBooks®
We utilize this software to help businesses manage their finances and accounting tasks.
Payroll
We will process the paying employees and managing related tax and compliance issues.
Personal Taxes
We will calculate and report an individual's taxes to the government.
Estates and Trusts
We aid in managing and distributing assets of a deceased person or trust.
Business Consulting
We provide advice and expertise to help businesses improve their operations and financial performance.
Industries we serve
- Agriculture
- Architects
- Automotive dealerships & repair shops
- Boat yards and marinas
- Construction contractors
- Dentists
- Electrical service
- Engineers
- Fitness centers
- HVAC service
- Homebuilders
- IT support & consulting
- Insurance brokers
- Lawyers
- Modular furniture installation
- Nonprofit organizations
- Physicians
- Printing
- Property management
- Real estate brokers & agents
- Real estate development
- Real estate rental
- Retail:
- Appliances
- Auto parts
- Furniture
- Hardware
- Pawnbroker
- Pharmacy
- Science and technology
- Trucking
- Veterinarians




Why choose BSLR?
Why choose us?
In addition to the routine accounting services, he has been a key to our accomplishing acquisitions and to successfully responding to tax audits without any adjustments required by us.
Throughout this time, Paul has performed with the highest level of skill, knowledge, and integrity. His costs to us have been an extraordinarily fair value. He has frequently been able to surprise me with creative accounting to take full advantage of tax incentives to minimize my tax liabilities, while always acting in full compliance with all tax laws.
I have always felt comfortable that his advice is never missing an opportunity for savings while not having any worries as to proper compliance. Paul has saved me more money than other accountants would have, than what his services have cost me.
Most appreciated by me is Paul’s patient and friendly demeanor along with his initiative-taking guidance. Our business association has been one of my most valuable business assets. He has my complete trust and highest recommendation.
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